Tag Archives: college safety

9 Tips for College Students To Reduce Info Fraud Risks

Steps You and Your College Student Can Take to Reduce the Risks of Info Fraud and Identity Theft
Presented by CollegeTipsForParents.org

College Students are frequently the victims of information fraud. The victims’ parents are often asked to help fix the financial mess and spend considerable time untangling the administrative issues.

Identity thieves often know their victims; either directly or indirectly. Thieves might be their dorm-mates, friends, siblings of friends, classmates, co-workers, current or ex-boy/girlfriends, friends from extra-curricular activities, etc.

Names, addresses, birthdates, social security numbers, account numbers, and other personal data are valuable commodities on the underground market. An ex-boyfriend could easily possess all of this info. In fact, he might even know inside information such as passwords, PIN number, mother’s maiden name, etc.

What are some of the reasons young people are frequently victimized?:

-Casual attitude about taking precautions.
-Naive about security and safety.
-Trusting (often because they have never been swindled before).
-Less likely to review their credit report for unusual activity.

According to MoneyManagement101.com , parents should talk to their kids about identity theft and information security. Although the following tips may seem obvious to experienced adults, a surprising number of young people don’t follow some of the following basic guidelines.

-Never lend your credit card or debit card to anyone, and never share your password.
-Do not print your driver’s license number, birth date, or social security number on your checks.
-When you write a check at a store, don’t allow the store to confirm your check by writing in your credit card number.
-Do not put outbound mail in your mailbox for your postal carrier to pickup. Take your mail directly to a US postal mailbox.
-If your credit card or ATM card is lost or stolen, alert your bank/credit card issuer immediately.
-Avoid using passwords or PIN numbers that might be easy for a thief to figure out (i.e. avoid birth dates, common names, etc.
-Shred any financial documents or anything containing sensitive information before putting them in the trash.
-Always check your credit card statement for charges you did not make.
-Order a copy of your credit report at least once per year. Look out for creditors on your statement that you never applied for.

We will feature additional tips and suggestions on CollegeTipsForParents.org in the near future.

College Campus Security & Safety – help coming from Congress?

In light of the violent incidents that have occurred on college campuses, security has become an even greater priority at colleges and universities. Security enhancements can be expensive, so colleges are looking for federal financial help to offset these costs.

Safety and security experts believe advanced alert systems, for example text messaging, is critical to providing rapid warning to alert students of imminent threats on campus.

Bills have recently been approved in both houses of Congress which would provide federal matching funds for colleges and universities to purchase emergency communication infrastructure or enhanced safety training. These items are incorporated into a larger bill addressing the postsecondary education law, which is currently being discussed in Congress.

Given the recent tragedies at universities and community colleges, campus security is a extremely visible issue, and obviously of the utmost importance to the public. However, there has been frustration among colleges and security proponents at how long it has taken Congress to approve these measures. There is a chance that Congress could take action by April. Unfortunately, any funding would not be available until next year, since the dollars would have to be approved by the congressional budget committees and signed into law by the Whitehouse.